Navy Federal Credit Union

Pros: Bad in every way - - not good!
Cons: Awful beyond description

Do not under any circumstances refinance your mortgage through Navy Federal.  Their customer service is absolutely terrible!  They quote one set of rates when you apply online, then, they e-mail another set of different, higher rates.  Forget speaking to anyone on the phone.  Military personnel alert: steer clear - - don't let their name fool you!

Pros: Branch near almost any military base (you could say the same thing about pawn shops).
Cons: Deceptive practices with overdraft fees (retroactively applied).

I have been a member since 1993.  I used to be a very satisfied member but NFCU has changed for the worse.

Pros: The Best...........
Cons: None.

Member since 69-70 with service where ever I was sent, extended services to my children and grandchildren-great grand children and it can keep going from member to member.  NFCU was there when I needed a service, and they service world wide.  Ask a bank,  I was turned down simply because I was enroute to VietNam.  A friend was told they could not move their auto to Hawaii, I advised them to try NFCU who delivered.  NFCU is the Best of the Best.  Having had some experience in Consumer Finance since retirement I know that you first of all have to have the ability to pay your debts, and you also have to have the desire, ability and desire usually result in regular payments.  Financial problems are for the most part self imposed.