Highest Rated Review by the Community
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Rated a Very Helpful Review by the Epinions community Nov 14, 2004
Pros: About 120 pre- programmed computations; Long battery life
Cons: RPN logic will not be to everyone's liking; Outdated
Summary: Making financial computations is quick and simple if you have the appropriate electronic device to help with the task. In the days before specialized calculators, students and professionals had to write out long formulas by hand, input the numbers, and ... read more
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Rated a Helpful Review by the Epinions community
Feb 14, 2007
Pros: Many functions that are great for figuring out mortgages, IRRs, NPVs, etc
Cons: Not especially easy to use or figure out, old ugly design
Summary: If you are an MBA student or would like to pretend to be one, then the HP12C Financial Calculator is the one for you. You are almost looked down upon in school and the finance industry if you don't own one of these puppies. This seems to be a pretty ... read more
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Rated a Very Helpful Review by the Epinions community
Oct 20, 2006
Pros: Best form factor ever, good speed, tight manufacture, classy appearance.
Cons: Shifted undo, backspace functions make clumsy editting, orange hard to read, dated programming.
Summary: Well, I bit the bullet and bought a 12C from Samson Cables. This particular version was the Platinum Anniversary Edition. My rationale for purchasing it was that I have worn out several calculators in my day job, and I was not going to move to a TI or ... read more
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Rated a Helpful Review by the Epinions community
Jul 18, 2006
Pros: Totally professional
Cons: takes a bit of getting used to having no equal(=)key
Summary: The Hewlett Packard HP 12C is a complete financial calculator that figures everything from simple percentages to complicated return on investment calculations. It is a powerhouse contained in a shirt pocket calculator(with a nice stylish simulated ... read more
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Rated a Helpful Review by the Epinions community
Apr 16, 2006
Pros: Created to solve REAL WORLD business problems. Programmable. Built rock solid.
Cons: Would like more stats functionality.
Summary: I used this calculation for my MBA program (2004-2005) while everyone else in the class was using Excel. This calculator took me through two accounting classes and three financial analysis classes. Forget the RPN verses algebratic input, you'll get past ... read more
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Rated a Very Helpful Review by the Epinions community
Mar 30, 2006
Pros: Great at mortgage payment calculations if no PC is handy.
Cons: Excel can do a whole lot more than this does.
Summary: I’ve had this calculator for at least 20 years, since the aftermarket little instruction book, which was newly published when I bought it, is copyright 1985. I couldn’t find any production date on the calculator, but it’s possible ... read more
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Rated a Very Helpful Review by the Epinions community
Jul 31, 2004
Pros: Versatile and simple with powerful commonly used functions
Cons: Can't do everything, but that's why there are computers
Summary: The Hewlett Packard HP 12C calculator has been in production for over twenty years. Over that period, it has become the most popular calculator for finance professionals. While not the most powerful of calculators--the HP 17 and 19 series both eclipse ... read more
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Rated a Helpful Review by the Epinions community
Mar 21, 2004
Pros: Good buttons and looks nice when new.
Cons: Expensive, outdated, hard to use, can give bad calculations without you knowing.
Summary: I am a mortgage broker. I have worked at 3 different mortgage companies and I have seen many trainees learn calculations with this calculator. It is a mortgage industry standard. I bought one for myself about a year and a half ago. I am now looking ... read more
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Rated a Helpful Review by the Epinions community
Oct 22, 2001
Pros: Nicer than the 10B, if ya wanna look cool.
Cons: Hmm, no equals button? Im from Oklahoma, how do you expect me to use this?
Summary: OK, so I drop my PreMed major. Well, it dropped me actually. I kinda failed Chemistry and Calculus, the first two required classes. So, I took that as a hint and moved on. Now, I am a Finance major. At one of the top 20 biz schools in the US (mom, ... read more
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Rated a Helpful Review by the Epinions community
Sep 26, 2001
Pros: "Gold standard" financial calculator
Cons: Expensive, slow, some functions aren't intuitive
Summary: The 12C is HP's best-selling calculator, possibly the most successful calculator ever. It was first sold about two decades ago and the electronics have never been upgraded. The display uses 7 segment LEDs to show each digit, whereas the newer HPs use ... read more
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Rated a Helpful Review by the Epinions community
Jul 27, 2001
Pros: Has most of the needed financial functions needed for everyday use.
Cons: Slower than the "newer" HP financial calculators.
Summary: I have had my HP-12C for a week now and I'm happy that I selected it over the other financial calculators. First off, I know that some people do not like RPN; however, once you learn how RPN works it makes sense. My first calculator used RPN (many ... read more
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Rated a Somewhat Helpful Review by the Epinions community
May 22, 2001
Pros: Great financial calculator, all functions and equations are ready to be used
Cons: Bit lengthy time to get proper acquainted with all of the possibilities with the calculator
Summary: I first bought this calculator since I was entering the financial services industry. I've found that it has great functionality with basic functions such as calculating NPV, annuities, and cash flows. It also takes into account original programs that ... read more
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Rated a Very Helpful Review by the Epinions community
Aug 14, 2000
Pros: Almost all important financial functions, if you know how to operate it.
Cons: Hard to operate, reverse notation, obsolescence.
Summary: About a year ago, I got the responsibility to test all the office appliances for y2k compliance. SEC ruled that everything (including microwaves, phones and wrist watches) had to be tested. We even had to have backup people to start working if a couple ... read more
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Rated a Very Helpful Review by the Epinions community
Aug 10, 2000
Pros: Many functions, many functions, great handbook
Cons: Handbook is almost too thorough, keypad is cluttered, errors
Summary: Do the words Rocket Science mean anything to you? I doubt it, but maybe they should since figuring out how to use the HP-12C is significantly more difficult than anything taught in the advanced Rocket Science class I took (alright, I never took Rocket ... read more
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Rated a Very Helpful Review by the Epinions community
Aug 5, 2000
Pros: Full array of financial features, perfect for the finance beginner
Cons: Not as good as its older cousin--the 10B
Summary: About 2 years ago my Uncle bought me a Hewlett Packard 12C calculator. It stayed in the box for nearly its entire life, and a sale on eBay was looking imminent. However, last quarter I took a Financial Management class (I am a Business major at Cal ... read more
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- Express Reviews
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Not rated yet by the Epinions community Nov 7, 2009
Pros: * Extremely fast * Financial industry standard * RPN only * Excellent quality
Cons: * Vinyl case is nothing to show off, but these last for years
Summary: HP updated the HP 12c Gold in 2008 with a new processor using two C2032 batteries. The new HP 12c Gold has the same form and function as the original, but blazes in speed...no more watching "running" blink and blink on the display. Calculations are
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Rated Show by the Epinions community Feb 27, 2007
Pros: Excellent for loans, Real Estate, Bonds, Stocks, Mutual Funds, Retirement Planning.
Cons: Takes 20 minutes to understand RPN.
Summary: I don't know how all the previous reviews missed this but you can choose either Algebraic or RPN and the HP 12C does have an = sign (it's on the enter key). The manual which comes with the HP 12C gives examples in both RPN and Algebraic modes. My
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Rated Show by the Epinions community Feb 21, 2006
Pros: doing many complicated transactions
Cons: cost, dated, learning to use it
Summary: I currently work for a finance company which offers anywhere from small unsecured loans up to a full home refinance option. I have extensive use of the HP12c and am very happy with its performance and how practical it is to use each day. Even with
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Rated Show by the Epinions community Aug 27, 2005
Pros: Time value of money, NPV,
depreciation, percents, statistics.
Very easy to use.
Cons: Can't really think of any, except maybe sometimes ten digits of precision isn't enough.
Summary: This is a fairly simple but standard calculator used for basic financial stuff like NPV and time value of money. It will save you thousands on your next mortgage and probably that much on your next car deal if you just figure how to compute interest,
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Rated Show by the Epinions community Sep 9, 2004
Pros: Straightforward for professionals, versatile, extremely durable, and has a long battery life.
Cons: Can do some complex things that are unnecessary given that we use Excel now.
Summary: This calculator is THE calculator to buy, without exception, if you are a finance professional, be it investment banker, management consultant, venture capitalist, bond trader, whatever. Learn how to use the reverse polish notation. It's useful. For
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Fantastic prices with ease & c...
The HP 12C Financial Calculator features built-in financial functions and statistics, uses Reverse Polish Notation (RPN), more than 120 built-in funct...
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Free Shipping
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Get free shipping on orders ov...
The HP 12C Financial Calculator features built-in financial functions and statistics, uses Reverse Polish Notation (RPN), more than 120 built-in funct...
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Free Shipping
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Fantastic prices with ease & c...
This special 25th anniversary collector's edition of HP's 12c Platinum calculator is a natural for real estate finance accounting economics and busine...
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Good choice for home finances, business professionals and accountants. More than 120 built-in functions. Keystroke programming.
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