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by dannybro , Jun 29 '05
Pros: High rate 3.80% Good interface, customer support, security. $25 Free, no limits/fees, FDIC insured Cons: Can take up to 7 days to have access money. No check writing features.
INTRODUCTION: Since I handle most of my banking online I saw no problem moving my savings account online provided I could access my money in a reasonable time period. My twelve months with ING up to this point have been very favorable. BACKGROUND: ...
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by elaura82 , Jan 24 '08
Pros: High interest rates Cons: Online only
I absolutely LOVE ING. I currently have two accounts with them. One for myself, and one for my son. I love the fact that these savings accounts have such high interest rates. Right now, they are at 4.10 APY... of course it seems to go down every time ...
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by avenia , Jul 01 '07
Pros: Great interest, intuitive online. Cons: Can't link to business checking or PayPal, no "future balance" figure in checking.
I love ING. I have been using them for many years, because they offered the highest interest on my savings account than any other I could find at the time. (Whether that's still the case I don't know, but it's definitely competitive.) I can easily link ...
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by tomleblanc , Aug 01 '05
Pros: free $25 to join, $10 for referrals, secure, and a whopping 3.80% interest! (December 2005) Cons: electronic transfers are slow, but this is a National problem, not an ING issue
Background I'm rather new to the financial game. Just married in October 2004, I recently began looking into various aspects of financial wellness. As I've already racked up over $100,000 in student loans, I'm concerned about planning for ...
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by brad - Top 500, Feb 10 '06
Pros: Rate of return. Security. Convenience. Cons: Lack of paper trail (for those who want it). Need to memorize account number.
Hello. I've been with ING since their initial States ad blitzkrieg in 2001. I've referred many people to ING and have been monetarily rewarded for my referrals a few times. Normally, I don't review products or services that have been reviewed many ...
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by wookinpanub , Apr 26 '05
Pros: Easy sign-up, great interest rates, and referral bonuses! Cons: No bill payment, but hopefully your personal checking account already provides this.
Disclaimer: This review reads like a comparison between ING and Virtual Bank. I've tried focusing on ING, but have left pertinent information regarding Virtual Bank for clarity. You can also read my ...
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by trustigious , Sep 02 '06
Pros: High APY, no minimum deposit required for Savings or CD, fun website. Cons: Funds not immediately available for withdrawal as they are from a regular bank.
THE ORANGE SAVINGS ACCOUNT ING Direct is becoming renowned for their Orange Savings Account which is a friendly high-yield money market account that requires no minimum balance to either open or maintain. The current APY (Annual Percentage ...
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by lizzamay , Mar 26 '07
Pros: Electric Orange Checking will change the way people bank. Be a part of the change! Cons: Only one account per person, regardless of single or joint ownership.
I absolutely ADORE ING Direct. This is a bank that deals primarily with savings and investments, but they recently, they finally, FINALLY made available a high-interest no-minimum-balance checking account, and I'm so excited. This is how I know I'm ...
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by manbeast , Jun 16 '03
Pros: Easy signup, high interest rate, good customer service Cons: None
I recently signed up with ING Direct for a saving account upon a friend's referral. After looking ov ...
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by BlackViper , Oct 19 '04
Pros: The Orange Savings Account--best interest rate you'll find for a savings account. Cons: Delayed availability of funds--takes three business days to complete a withdrawal.
Ladies and gentlemen, I am a college student. As such, my biggest concern is money. (Being a finance major contributes to that as well.) Ever since I was in high school, I've been keeping my meager funds in a checking account at Commerce Bank. ...
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by e927 , May 17 '07
Pros: Great rates, easy online transactions Cons: your home computer can't give you cash like an ATM can
I've been an ING customer since 2002 and I love this bank! Nothing tops ING, and I've had accounts with several different banks, so I should know. (that said, it does have a few itty bitty flaws) Perhaps the reason why everyone joins ING is their ...
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by saveurbuck , Nov 30 '04
Pros: Better savings rate, well-managed integration with your checking account, Auto-pay and Auto-savings plan Cons: yet to find...
Hi, I have a ING Orange Savings Account, ING Home Equity and Mortgage Account for more than 1 year. So far, I never had any issues with them and they provide the best rates as well as service. I would say that there website is one of the best and ...
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by be_smart , Oct 23 '03
Pros: CD-like interest rates, convienience, convienience, convienience Cons: Watchout and plan for holds on your accounts
The ING direct website claims no hidden fees, no fine print. I found they live up to their words. I was curious about the orange popup ads showing up all over the internet and decided to check them out. I've always been confused and frustrated by the f ...
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by nellieloraine , Dec 19 '04
Pros: 2.25% interest, recurring deduction from checking, really helps you save & earn! Cons: Transfers from savings to checking can take 3 days, No ATM card available
I signed up for ING Direct because I needed something to help me save some money after graduating from college. I finally got a "real" job, and found that I was living beyond my means, but still not saving any money. My paychecks would sit in my ...
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by narce395 , Mar 03 '05
Pros: FDIC, no fees/minimums, online access, 2.60%, & $25 referral bonus if you email me :) Cons: Limited number of times you may withdraw per month, waiting period for electronic funds transfers
I found my whole experience to be quite positive. I opened up an ing direct savings account using a referral from an existing customer. This gives you the added benefit of a $25 initial account opening bonus (what a deal!). There are no fees, no ...
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