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by ccurn , Jul 07 '04
Pros: High Interest Rates
Sign-Up and Referral Bonuses
Excellent Customer Service
Cons: Must Wait 5 Business Days for Deposited Funds to be Available for Withdrawal
After having a checking and savings account at a large local bank for several years, I was disappointed in the very low interest rates offered. I first discovered ING Direct on a television commercial. Although I was skeptical of web only banking, I ...
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by windsor5 , Jan 27 '08
Pros: Significantly higher interest rate than brick and mortar banks.
Cons: Can take a couple of days to get your money back to your checking account.
My wife and I have an ING savings account for about a year and a half now. We have never had any problems with it, but have earned much higher interest rates than we would have been able to elsewhere. Account Setup The process of setting up the ...
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by alexandra2428 , Feb 02 '04
Pros: Great web site, easy to use, great interest rate.
Cons: None.
So I am tired of being broke. Well I'm not really broke, but I'm a few of paychecks in my savings account from being out on the street if I lose my job! Financial experts are always informing the public that they need at least 3 months' worth of ...
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by JoeEkaitis  - Top 500, Oct 25 '03
Pros: Interest and benefits that exceed those of most brick-and-mortar banks
Cons: Not a good choice for those who prefer one-stop banking.
My bank, the one where I have free checking with direct deposit, offers a savings account but with more restrictions than the IRS imposes on itemized deductions. If the savings account balance drops below $300 in any statement period, you have to ...
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by darkblood , Dec 15 '04
Pros: Rates, ease of use, friendly customer service
Cons: Mutual fund screen could be a little more detailed.
Features and Benefits ING Direct offers very few options to use, but that's ok. ING Direct is only designed for a few specific things. They offer: + savings accounts + CD's with terms up to five years + Mortgages + Home-equity loans + ...
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by believe-it , Jun 17 '08
Pros: Higher interest rates, great website, easily links to other accounts.
Cons: Lack of face to face customer service,cannot deposit money in person.
I signed up for ING Direct two years ago after they sent me a promotion to get $75 for a free account setup. I was wary after having a bad experience with a previous online bank(Etrade), but decided it would be worth the risk as a secondary bank ...
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by glui2001 , Jun 23 '05
Pros: Easy to use, Better rate than regular Savings, more secure login protocol, reliably accessible
Cons: waiting period for transfers
I've heard about ING Direct before. It was really the reviews here that made me decided to take the plunge and get an account. I only have a savings account now so I can't really comment on the other products. I've it for a few months and it's really ...
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by djconan , Feb 10 '06
Pros: High interest, convenience, secure, start-up and referral bonuses.
Cons: Grasping for a con...Cannot withdraw deposits for 5 business days after depositing.
I would not request anyone to use my name for a referral bonus. So here is my review... I have been using ING for almost a year now and I cannot find anything to complain about. The rates are 12-15 times higher than my local bank. They are ...
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by vertigogal , Aug 25 '06
Pros: Easy to use
High interest rates
apparently no minimum on CD's
secure log-in
Cons: Takes a few days to transfer money
I can't believe I waited so long to open an account. I've already earned more interest in a month than I have in years at my brick 'n mortar bank's savings account! I have two kids so it is hard for me to go to the bank, sit around and wait for a ...
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by muthukrishnan , Jun 09 '03
Pros: high interest, good security, no hidden fees, joining bonus ;)
Cons: no checking account, cant withdraw deposits for 5 calendar days.
I opened an ING Direct Savings Account on the behest of a friend so as to make a quick 25 bucks :). Initially i was skeptical of internet banks and did not use it for quite sometime after opening the account. Later when i had some money to think about...
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by jp341 , Mar 14 '03
Pros: No minimums, no fees, high interest
Cons: Slow fund availability
I signed up for ING Direct because I heard they were giving away $25 just for signing up for their online savings account. The interest rate is currently 2.3% which is high for a savings account. No fees, and no minimum balance.
You link your...
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by brentlangford , Mar 03 '06
Pros: Best Rates, $25 Signup Bonus
Cons: None
Bonus Signup = $25. Email me at BrentLangford@Yahoo.com for the referral link that you will need to get the $25 added to your initial deposit when opening an account. Be sure to give me your first and last name in your email request. It was extremely ...
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by wthrman24 , Oct 14 '05
I recently opened an Orange Savings Account with ING because of the $25 referral and the 3.40% interest rate, which substantially beats most large bank money market rates. The $25 referral was deposited into my account immediately and is now available ...
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by Carrathon , Dec 03 '07
Pros: Good interest rates, no minimum balances, easy to use
Cons: Takes a long time for deposited checks to clear
As a former employee of ING, I have nothing bad to say about the company. My entire department was downsized in the wake of 9/11, but we were given excellent severance packages and assistance in finding other jobs. ING is a company that treats its ...
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by abinante , Jul 30 '07
Pros: $25 Referral bonus, accounts for minors, ease of setup
Cons: 4.50% APY vs 5.00% at some other online banks
ACCOUNT SET UP I set up the savings account today using a referral link (more on that below). It was by far the fastest and easiest account setup I have ever been involved with. They even credited the $25 new account bonus INSTANTLY!Security features ...
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