ING Direct

Pros: High rates for savings account, referral bonuses. Pretty good customer service so far.
Cons: Less convenient transfers, low CD rates.

I signed up with ING Direct because it offers one of the highest interest rates for savings accounts in the US - 2.35%. This is good compared to rates which are less than 0.5% in BOfA and Citibank. More importantly, they give you a $25 bonus (if you have ...

Pros: Decent interest rates, instant account linking, $25 bonus, no minimum balance, no direct deposit requirement.
Cons: Not the highest interest rate.

I'll start off by saying ING Direct is a great bank. I opened my ING account in 2003 when they offered one of the best interest rates around. While their interest rates continue to be good (4.00% APY as of 4/17/2006), they are now lagging behind ...

Pros: High interest rates, great website, quick and responsive customer service
Cons: No physical ATMs, takes more than 7 days to link account

In light of the many other online bank services that have sprouted in the last couple of years, I decided to write a solid review on ING Direct. The Good I have been with ING for about 1 year now, and so far there are no problems. My initial ...

Pros: ING Mortgage: great rates, low closing costs.
Cons: ING Mortgage: unreliable processes, inadequately trained loan officers, no assigned contact person, lack of disclosure

I was attracted by good rates, but it was downhill from there. Day 1: I filled out my application online and called in to submit it. The online loan officer submitted it and told me that it will take 2-3 days for their credit department to review ...

Pros: Cheap
Cons: Unreliable, Slow, use bad appraisers, no one feels responsible, don't care about their customers

My recent experience with the ING Direct mortgage process was a complete disaster and it was almost pushing me to the point where I was unable to purchase my property. I started the process in late April, which allowed plenty of time to complete the ...

Pros: Good website. Great interest rates. Many surcharge-free ATM's. No rediculus fees.
Cons: They put deposits "on hold." No checkbooks, so you can't write checks to anyone.

I've been banking with ING Direct now for about two months. I was doing my banking online with NetBank for over 5 years, then ING took them over. When compared to how NetBank was, I'm not pleased with ING. THE GOOD -Setting up an account with ING ...

Pros: Easy to use, Better rate than regular Savings, more secure login protocol, reliably accessible
Cons: waiting period for transfers

I've heard about ING Direct before. It was really the reviews here that made me decided to take the plunge and get an account. I only have a savings account now so I can't really comment on the other products. I've it for a few months and it's really ...

Pros: Read title.
Cons: Yes, you must claim as income if you make over $10 interest in that year.

Well, what else can I say. I was very weary of putting my money in an online only account. Like you, I decided to check this company out, and needless to say...I opened an account. You simply cannot compare ING DIRECT to a regular savings ...

Pros: Great interest, intuitive online.
Cons: Can't link to business checking or PayPal, no "future balance" figure in checking.

I love ING. I have been using them for many years, because they offered the highest interest on my savings account than any other I could find at the time. (Whether that's still the case I don't know, but it's definitely competitive.) I can easily link ...

Pros: High interest savings account, easy to use and hassle free
Cons: Takes a few days to transfer money in and out of account

I admit, I wasn’t sure what to expect when I opened this account. But I can say that I have used my INGDirect.com savings account for the past five years and I cannot say enough good things about it. The account is very easy to set up and link to your ...

Pros: high interest, good security, no hidden fees, joining bonus ;)
Cons: no checking account, cant withdraw deposits for 5 calendar days.

I opened an ING Direct Savings Account on the behest of a friend so as to make a quick 25 bucks :). Initially i was skeptical of internet banks and did not use it for quite sometime after opening the account. Later when i had some money to think about...

Pros: Significantly higher interest rate than brick and mortar banks.
Cons: Can take a couple of days to get your money back to your checking account.

My wife and I have an ING savings account for about a year and a half now. We have never had any problems with it, but have earned much higher interest rates than we would have been able to elsewhere. Account Setup The process of setting up the ...

Pros: High interest, convenience, secure, start-up and referral bonuses.
Cons: Grasping for a con...Cannot withdraw deposits for 5 business days after depositing.

I would not request anyone to use my name for a referral bonus. So here is my review... I have been using ING for almost a year now and I cannot find anything to complain about. The rates are 12-15 times higher than my local bank. They are ...

Pros: relatively easy to open an account
Cons: see review

My fiancé and I decided to put the money we received from our engagement party in a high interest savings account to save for the wedding. I did some research and chose ING Direct because their setup process seemed to be the easiest, and we had a coupon ...

Pros: Good Rates, No Hidden Fees
Cons: Poor Customer Service, Bad Web Site Performance

ING Direct's products look great on the surface - good rates, no hidden fees, and a supposedly simple application process. You'll quickly find out that this is a thin veneer to hide the poor service you can expect.

The on-line application...