ING Direct

Pros: High yields, friendly service, easy website, no fees or minimums.
Cons: Electronic checking account may not be for everyone.

I have been a customer with ING Direct since January 2002. I have several savings accounts with them that I use to save money for different purposes. I've also had several CDs with them as well. ING has consistently paid high rates, well above the ...

Pros: Customer service is very friendly. Online account statement is easy to use.
Cons: People might not like the idea of a branchless bank.

I joined ING after reading a lot of reviews and doing research. Here is what it breaks down to: ING is a bank without branches, no ATM cards or locations and no check-writing abilities. This may seem strange to people who have dealt with traditional ...

This is my second attempt at an ING Direct Account & I am very dissapointed. My passwords stop working after a while, despite having them clearly written down. When I call the useless "Customer Service" line I get asked my security question, which I ...

Pros: $25 signup bonus, best interest rate I've ever seen, impulse-buying deterrent!
Cons: Takes 2-3 days to receive withdrawel... that's it!

I’m writing this review because I’ve been using ING Direct for about a year now and have found their service to be worth taking the time to write about. I was referred by my boyfriend that’s already written a review on it, he goes by the ...

Pros: customer service, interest rates, ease of use
Cons: The site does not load sometimes (In Canada at least)

I've dealt with 3 banks in my life and ING direct is definately the best. First bank, I was with the National Bank of Canada. My parents opened an account for me when I was born and up until the age of 8 or so, I did not have a children's account, it was ...

Pros: Control over your money, excellent customer service, very high return and worth it!
Cons: Nothing

Being a novice on financial matters, I am always skeptical when it comes to institutions that promises big return. Having been burned previously by Primerica with their bad customer service and had a hard time getting back my money (only $70!!), I now ...

Pros: The Interest RATE!
Cons: stated above

The 2.2 % APR interest rate is phenomenal! I agree. I do not know anyone that has withdrawn all their funds, do you? Email me: stu823@aol.com Being an IT guy I have noticed several peculiar things about their site. As for security, it does nothing to ...

Pros: Convenient, well-planned website.
Cons: Non-compliance with Federal banking laws regarding "float".

I have no complaint with the concept of an internet-based savings account tied to my local checking account. The process of moving money from one to the other is made quite simple and efficient using ING Direct. However, I DO expect that when a...

Pros: High interest, no fees, no minimums, safe, and convienient
Cons: Should be able to wait to get the money

This is a great option for anyone who banks online and needs a good place to put short-term savings. Interest rate is way higher than your regular savings account, but a little lower other 'internet savings accounts', particularly, EmigrantDirect. The ...

Pros: Ease of use, high interest rate
Cons: Not a brick and mortar bank, slow transfer time

I initially signed up with ING Direct about three years ago. The interest rate at that time was more than one percentage point higher than any local banks. Honestly, it was a bit unnerving, at first, to be using a bank that is completely online, and ...

Pros: High Interest Rates
Sign-Up and Referral Bonuses
Excellent Customer Service
Cons: Must Wait 5 Business Days for Deposited Funds to be Available for Withdrawal

After having a checking and savings account at a large local bank for several years, I was disappointed in the very low interest rates offered. I first discovered ING Direct on a television commercial. Although I was skeptical of web only banking, I ...

Pros: 2.25% interest, recurring deduction from checking, really helps you save & earn!
Cons: Transfers from savings to checking can take 3 days, No ATM card available

I signed up for ING Direct because I needed something to help me save some money after graduating from college. I finally got a "real" job, and found that I was living beyond my means, but still not saving any money. My paychecks would sit in my ...

Pros: High rate 3.80% Good interface, customer support, security. $25 Free, no limits/fees, FDIC insured
Cons: Can take up to 7 days to have access money. No check writing features.

INTRODUCTION: Since I handle most of my banking online I saw no problem moving my savings account online provided I could access my money in a reasonable time period. My twelve months with ING up to this point have been very favorable. BACKGROUND: ...

Pros: good interest rate, easily accessed accounts
Cons: money not immediately available

I received an invitation from ING Direct in the mail that said that if I joined and I used the promotional code, that I would be credited with a $25 bonus. I was very skeptical, and even did some research to see if it was a bogus offer. The bad thing ...

Pros: $25 Referral bonus, accounts for minors, ease of setup
Cons: 4.50% APY vs 5.00% at some other online banks

ACCOUNT SET UP I set up the savings account today using a referral link (more on that below). It was by far the fastest and easiest account setup I have ever been involved with. They even credited the $25 new account bonus INSTANTLY!Security features ...