ING Direct

Pros: high APY, good security measures, good customer service
Cons: hold period on the money, no debit card (you can buy checks for $5)

I was comparing the Virtual Bank to ING before making my decision and here is a quick summary of what happened to me: I filled out the application and pressed submit only to find out I need to call a number because they had problems with fraud. The ...

Pros: Higher interest rates, great website, easily links to other accounts.
Cons: Lack of face to face customer service,cannot deposit money in person.

I signed up for ING Direct two years ago after they sent me a promotion to get $75 for a free account setup. I was wary after having a bad experience with a previous online bank(Etrade), but decided it would be worth the risk as a secondary bank ...

Pros: Great bank, easy, quick, and detailed...shows interest earned to-date!!!!
Cons: Takes kind of long to have money available for use(good if not withdrawing constantly)!!

This is a very good bank I've been using them for some time and the service is good so far. I like the fact that you can view how your interest has been changing each day. The website is pretty fast easy to read, and detailed. There is no minimum amount...

Pros: None
Cons: Didn't come through on promised bonus

I responded to a mailing that promised a $25 bonus would "automatically" be deposited in my account, if I started an ING DIRECT account with any amount of money, using a check from my current checking account. So I started an account and deposited $1 to...

Pros: Highest interest rates Free $25 when you open a new account by referral
Cons: Takes 2-5 business days for amount to be available (for security reasons)

Like many, I was looking for a higher interest rate then what my bank was giving me (0.25%APY). I've heard many things about ING Direct so I decided to do some research. When it comes to my money I am very picky. I don't like fees, don't like ...

Pros: High Interest Rate (although not the highest) FDIC Insured
Cons: New security may keep you from accessing your own money Customer service is NOT 24/7

I have had an account at ING for years, but I'm in the process of shutting it down. Unfortunately, the complete shutdown will take years as I made the mistake of purchasing CDs from them - so I have to wait until they mature to avoid the early withdraw ...

Pros: Best Rates, $25 Signup Bonus
Cons: None

Bonus Signup = $25. Email me at BrentLangford@Yahoo.com for the referral link that you will need to get the $25 added to your initial deposit when opening an account. Be sure to give me your first and last name in your email request. It was extremely ...

Pros: savings and deferred comp accounts are the only good things about them
Cons: fraud fraud fraud in mortgage dept,scam u,trick you,sneaky,horrible cust serv

So i call INGDirect for a QUOTE only on the phone for a refi quote The rep David goes through it all, gives me what sounds good, all the numbers. says we only have a few more things on checklist to go over becuase we did most of them already. says 'do ...

Pros: They serve as a great example of a place to NOT put your money.
Cons: Rude, user unfriendly, worst banking experience

I have always been quite satisfied with banks with which I have dealt, until I encountered ING. I'd suggest that they close shop and move back to Europe. I was worried about dealing with a non American bank at the start, and I was right. Clearly ...

Pros: Much higher interest rate than banks, referral bonus, excellent service
Cons: None that I have encountered

One of my friends sent me a link that would give me a $25 bonus for opening an account. I looked into it and saw that ING direct was giving a 2% interest on savings accounts, which is 8 times more than what my current bank gives. There is also no ...

Pros: Good security, better than brick and mortar banks.
Cons: Used to be the leader, now is third place.

I am extremely disappointed over ING Direct's latest decision over their interest rates. As a long time customer, I already had a significant enough amount of money deposited with them and I was waiting for them to raise their rates after the January FED ...

Pros: seemingly high rate
Cons: Bad service, incompetent rep, weeks of delay, and risk of losing your money

I tried to open three accounts with them: 2 Business Savings accounts and 1 Electric Orange account. It turned out to be a total nightmare and I wasted at least five hours with them getting no where. First of all, after I opened the Business ...

Pros: Value. Convenience. Secure. Real people on the phone.
Cons: No credit cards.

I figured there had to be a catch because it all sounded too good and I am used to finding hidden BS after it's too late. I got a mortgage fast and they actually made me feel like my mortgage was important to them rather than making me feel like a crook...

Pros: No minimums, no fees, high interest
Cons: Slow fund availability

I signed up for ING Direct because I heard they were giving away $25 just for signing up for their online savings account. The interest rate is currently 2.3% which is high for a savings account. No fees, and no minimum balance.

You link your...

Pros: High Yield Linked to other accounts
Cons: Arrogant

I had an account with this organization a couple of years ago, which I closed. Although I found their product and service adequate at the time, I closed my account because I no longer required their services. Somehow in the course of my dealings with...